Urban Drive Financing
Drive Now,
Pay Your Way
Flexible financing options tailored to the Kenyan market. Competitive interest rates, fast approvals and transparent terms — so you can focus on enjoying your new car.
Why Finance With Us
The smarter way to buy your next car
Competitive Rates
Partnering with leading Kenyan banks to secure you the best possible interest rates.
Fast Approval
Get a decision in as little as 24 hours. No lengthy waiting periods.
No Hidden Fees
Full transparency on all costs — what you see is what you pay.
Flexible Terms
Loan terms from 12 to 60 months to match your financial situation.
Low Documentation
Minimal paperwork. We guide you through every step of the process.
Insured & Protected
Comprehensive insurance options bundled into your financing package.
Instant Estimate
Calculate your monthly repayment
Adjust the vehicle price, deposit, loan term and interest rate to get an instant breakdown of your monthly repayment, total interest payable and total cost of ownership.
Estimated Monthly Payment
KSh 63,709
- Vehicle price
- KSh 3,500,000
- Deposit
- KSh 700,000
- Financed amount
- KSh 2,800,000
- Term
- 60 months
- Interest rate
- 13%
- Total interest
- KSh 1,022,516
- Total repayment
- KSh 3,822,516
Financing calculations are estimates and actual rates, fees and approval terms are subject to the financing institution.
Simple Process
How financing works
Choose Your Vehicle
Browse our curated inventory and select the car that fits your lifestyle and budget.
Get Pre-Qualified
Fill in a quick form and receive a pre-qualification decision — no commitment, no credit impact.
Select Your Terms
Choose your deposit, loan term (up to 60 months) and review your monthly repayment.
Drive Away
Once approved, sign the agreement and drive your new car home — often within 24 hours.
Our Banking Partners
Have Questions?
Financing FAQs
Most lenders require a deposit of between 10% and 30% of the vehicle price. A larger deposit typically reduces your monthly repayment and total interest paid.
Ready to get behind the wheel?
Browse our full inventory and apply for financing directly from any vehicle listing page.